A federally compliant benefit program that enrolls your W2 team in preventative care and telehealth coverage — while reducing your payroll tax liability automatically.
Book Your Free ConsultationThis program is designed for businesses with a stable W2 workforce. Please confirm your business meets all of the following before booking a call.
If you have W2 employees, you're paying FICA taxes on every dollar of their wages — and a portion of that doesn't have to leave your business. Most owners assume payroll is fixed. There is a federally recognized benefit structure that legally reduces that liability while giving your team something valuable in return.
Your employees are enrolled in a package of real preventative care and telehealth benefits — with no out-of-pocket cost to them. They get access to care that most employers don't offer, and nothing comes out of their paycheck.
At the same time, a portion of each employee's compensation is restructured as pre-tax benefits, which reduces your FICA payroll tax liability. The estimated reduction is approximately $1,100 per enrolled qualifying employee per year — applied automatically with every payroll cycle.
There is no setup fee to participate. The program is fully IRS-compliant under federal tax law. Specific program details, eligibility, and projected outcomes will be reviewed with you during your consultation with an IronGate advisor.
This calculator provides a general estimate only. Actual results depend on your specific employee count, wages, hours, and eligibility. An IronGate advisor will review your actual numbers during your consultation.
Based on approximately $1,100 per enrolled qualifying employee. Individual results vary.
Get My Actual NumbersAn IronGate advisor confirms your team qualifies based on your employee count, hours, wages, and work status. The review is free and takes about 15 minutes.
Your employees are enrolled in their new benefits package with no out-of-pocket cost to them. Administration is handled by IronGate from start to finish.
Your FICA tax reduction is applied to your payroll automatically every pay period. No ongoing action required from you.
Enrollment gives your employees access to a real benefits package. This is not a reduction in their pay — nothing changes in their take-home.
This is a federally recognized employee benefit structure operating under Section 125 of the IRS tax code.
Employee benefits are administered through established, licensed benefits providers on behalf of enrolling employers.
There is no setup fee to join the program. The projected tax savings are what fund participation.
Employees receive real benefits with nothing deducted from their paycheck. Their take-home pay stays the same.
Book a free call with an IronGate advisor to review your payroll and confirm eligibility.
Book Your Free 15-Minute Consultation